Buyer guide · Nov 2026
Jaipur mein registry aur stamp duty 2026: kitna kharcha lagta hai?
Rajasthan mein stamp duty purush ya joint kharidaar ke liye 6% aur akeli mahila kharidaar ke liye 5% hai, saath mein 1% registration fee. 40 lakh ke flat par yeh lagbhag ₹2.8 lakh (6% + 1%) ya ₹2.4 lakh (5% + 1%) banta hai, cess alag ho sakta hai.
Rate kitna hai?
- Purush / joint naam: 6% stamp duty
- Akeli mahila kharidaar: 5% stamp duty
- Registration fee: 1%
Hisaab market value ya DLC rate (jo zyada ho) par lagta hai. Kuch sources extra cess ya surcharge bhi batate hain, isliye final amount igrs.rajasthan.gov.in par confirm kijiye.
Example: 40 lakh ka flat
- Purush ke naam: stamp duty ₹2,40,000 + registry ₹40,000 = ₹2,80,000
- Mahila ke naam: stamp duty ₹2,00,000 + registry ₹40,000 = ₹2,40,000
Yaani mahila ke naam registry se lagbhag ₹40,000 ki bachat. Isi wajah se kai parivar flat mahila ke naam ya joint mein lete hain.
Registry kaise hoti hai?
- Stamp duty aur fee online jama hoti hai (Rajasthan mein IGRS aur e-GRAS portal)
- Sale deed Sub-Registrar office mein sign aur register hoti hai
- Kharidaar, bechne wala aur do gawah ID ke saath jaate hain
- Registry ke baad copy aur receipt sambhal kar rakhiye; home loan aur future resale mein kaam aati hai
Budget mein aur kya jodein?
- GST (under-construction flat par): 1% agar carpet area 90 sq m tak aur keemat ₹45 lakh tak, warna 5%
- Advocate / documentation fee
- Bijli-paani connection aur maintenance deposit
- Home loan processing fee
Aur sawaal
Kya stamp duty par home loan milta hai?
Aam taur par nahi. Bank flat ki keemat finance karta hai, stamp duty, registry aur GST aapko apni jeb se dene hote hain. Isliye down payment ke saath yeh kharcha bhi alag rakhiye.